Our Services

FINANCIAL SERVICES:

I have years of experience developing comprehensive financial plans for individuals and business owners.  I offer comprehensive financial planning services in the areas of:

Six Key Areas of Financial Planning:

Current Financial Position - I will assess your net worth and budget to find opportunities to improve cash flow, ensure that your assets are properly structured, and determine if you have the right type of debt.

Tax Management -  As part of the analysis, I will discuss current tax management strategies, in conjunction with your tax advisor, and recommend additional ideas to help you defer or minimize taxation of current income and investments.

Investment Planning - I will prudently recommend an asset allocation model and specific investments that helps you achieve your goals.

Protection Planning - I can help to ensure you have the right kind of insurance coverage as well as the correct amount of protection based on your overall financial profile and risk tolerance.

Retirement Planning - I can help to develop an overall strategy that strives to take advantage of every opportunity to accumulate assets, manage risk, and minimize taxes, helping you plan for retirement and achieve financial security.

Estate & Business Planning Strategies- This is not at all limited to the high net worth individual.There are estate planning needs and issues for people regardless of wealth, and I'll help you address them. In addition, I’ll explore business succession planning and the appropriate transfer of assets, charitable giving, and solutions for your unique personal needs.

BUSINESS SERVICES:

I offer a comprehensive selection of products and services to address the unique financial needs of business owners:

Business Planning:

• Educational Seminars
• Business Succession
• Investment Consulting

Executive & Corporate Benefits:

• Group Benefits
• Voluntary Benefits
• Retirement Plans - Qualified & Non-qualified
• Recruiting & Retention

Exit Strategies:

• Gifting
• Merger & Acquisition
• Shareholder Buyout
• Management Buyout
• Double Bonus Plans
• (ESOP) Employee Stock Option Plans

Registered Representatives of Equity Services, Inc. do not offer tax or legal advice.  For advice concerning your own situation, please consult with your appropriate professional advisor.